Do I need Public or Product Liability Insurance?

Public Liability Insurance provides cover to protect you and your business against the financial risk of the legal liability for a third party personal injury, loss or property damage that is a result of your negligence.

Product Liability Insurance protects you in the event of the goods you sell or supply causing injury, death or damage.

Liability claims can be financially devastating even if you are not at fault, as proving that you have not been negligent can involve expensive legal fees.

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