Commercial Property Owners

As the owner of a Commercial Property you would want to know you have the correct cover in place and the sums insured are adequate and not subject to fine print claim penalties. 

Loss of Rent is also an area where we provide advice and includes the adequacy of cover relating to a total loss situation leading to time to rebuild and be back tenanted. These areas of cover are the subject of under insurance implications should you have less than the total cost to rebuild including any new regulations requiring additional costs to be covered. We recommend insurance replacement valuations be undertaken every 3 years to ensure you are not penalised should a Property or Loss of Rent claim occur.

Typically a Commercial Property Insurance package policy covers Property (all Buildings and improvements such as driveways, paths, car parks, fencing and so forth), Loss of Rent (or Income), Theft, Glass, Property Owners Liability, Machinery Breakdown. Tax Audit insurance is another consideration. We tailor packages to suit. It may only be the Property, Loss of Rent and Property Owners Liability you require however you can be assured you will be getting professional advice and pricing you will be happy with.