The Peter Vickers Business Group was founded in 1979 by Peter Vickers – a core strength from day one was accounting. In order to satisfy the needs of our clients we have grown to provide a comprehensive range of financial services. We provide these services to a broad range of clients, across a diverse range of industries and professions, both in Australia and overseas.
As the owner of a Commercial Property you would want to know you have the correct cover in place and the sums insured are adequate and not subject to fine print claim penalties.
This is where we have the expertise in getting the right cover at the right price. The right price might not necessarily be the cheapest and there is good reason for that. Price is driven by various complex factors, the main being the Property Sums Insured for your Building/s (includes all improvements on the land you own) and Landlords Contents / Fixtures and Fittings.
Loss of Rent is also an area where we provide advice and includes the adequacy of cover relating to a total loss situation leading to time to rebuild and be back tenanted. These areas of cover are the subject of under insurance implications should you have less than the total cost to rebuild including any new regulations requiring additional costs to be covered. We recommend insurance replacement valuations be undertaken every 3 years to ensure you are not penalised should a Property or Loss of Rent claim occur.
Typically a Commercial Property Insurance package policy covers Property (all Buildings and improvements such as driveways, paths, car parks, fencing and so forth), Loss of Rent (or Income), Theft, Glass, Property Owners Liability, Machinery Breakdown. Tax Audit insurance is another consideration. We tailor packages to suit. It may only be the Property, Loss of Rent and Property Owners Liability you require however you can be assured you will be getting professional advice and pricing you will be happy with.