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Creating and Protecting your Wealth - for the Short and Long Term. 

One of easiest ways to achieve your Financial Goals is to have a plan. Financial Planning for today, tomorrow and the years to come can help you retain and grow your wealth. The value of proper strategic planning cannot be overestimated and no matter how good ones cashflow or investments are, they can be severely compromised by poor planning. Successful wealth creation requires the formulation of a realistic and robust plan.

Case Study: Setting Financial Goals - Protecting Family Wealth and providing Financial Security for the Future.

Our Client has built significant wealth and continues to enjoy a high income through his business venues. He has an ex-wife with whom he has three children, a current partner and another child from a previous relationship. His youngest son has a disability. Our Client supports them all financially.  

Our Challenge was to find the right Financial solution/s that addressed our Client's Financial Goals.

We needed to put in place structures that not only addressed our Client's income, savings and investments but also the long term financial security of his dependents.

Our Comprehensive Financial Solution:

Peter Vickers and his team have provided the following advice for our Client and his family.

  • The business is now operated through a family trust 
  • A second family trust has been set up and now owns the investment property. The land tax implications of this were considered. 
  • His SMSF owns the business property.
  • The son with the disability is concessionally taxed so his trust distributions are calculated to take advantage of that tax concession. 
  • The superannuation for various family members has been transferred to their SMSFs. 
  • Share portfolios have been established in the trust and SMSFs with our investment advice. 
  • The long term security of the disabled child has been secured with an amount set aside for his financial welfare when the parents both pass away. In addition, Life Insurance has been arranged which will provide financially for the child in the event of the premature death of our Client. 
  • We have arranged disability and loss of profits insurance for our Client, in case he has a serious disability. 
  • The business is growing due to coaching from us following monthly reporting and a system of daily and weekly Key Performance Indicators (KPIs) has been initiated. 
  • A One Page Business Plan has been prepared for the business, a BHAG, Big Hairy Audacious Goal has been set and the business and reporting system orientated to ensure that the business is heading towards their BHAG. 
  • Following the receipt of an inheritance from overseas, the ATO queried the source so we handled the subsequent tax audit. 
  • Our Client has expanded his business internationally. This has meant that his business has been registered in various countries including the appropriate VAT, GST and Sales Taxes and tax returns are being prepared with different tax years. We have also applied for an Export Market Development Grant. 
  • Our Client wants to sell part of his intellectual property and we have had to consider if he meets the small business tax concessions as well as how to present the business to the prospective buyers.
If building and protecting your family wealth for future generations is important to you, or if this scenario sounds familiar to you, and you want Financial Investment Advice please call PVBG on 02 9496 2300 or email us here.


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Suite 2/345 Pacific Highway,
Lindfield, NSW 2070

T: 61 2 9496 2300

Peter Vickers Insurance Brokers

Suite 2/345 Pacific Highway
Lindfield NSW 2070
T: 1300 784 011


Suite 3, 31 Brabyn Street
Windsor, NSW 2756
T: 61 2 4577 4455

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Peter Vickers Insurance Brokers is part of the Steadfast broker network.