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Small Business Insurance - When was the last time your reviewed your policy?

By Peter Vickers Insurance Brokers | business, small business, Insurance, small business insurance, annual insurance policy review |

Annual Health Check

Brokers know the right questions to ask to assess risks relevant to your business or industry.

Whether you do this as a new year’s resolution or for the financial year it is important part of running your business to make sure you are covered with the right insurance.

The best way to do this is to:

  1. Assess your risk.
    1. Do you need to put in place management strategies such as disaster recovery plans, emergency management, and health and safety procedures.
  2. Are you invested in the right essential insurances? – don’t overlook the importance of adequate cover.
    1. Do you have the basics of worker’s compensation cover, public liability insurances for third party personal injury or property damage, and other third party personal injury insurance such a compulsory motor vehicle insurance?
    2. What about stock, products and asset insurance? Such as building and contents, equipment and theft insurances. Product and management liability and professional indemnity insurance.
  3. Be smart about self-insurance.
    1. If an insured risk befalls a business, paying for it can be a huge and potentially fatal blow to cash flow.
    2. Proper planning, understanding and managing risk levels whilst maintaining adequate funding provisions to remedy unexpected loss can provide the assurance that your business can survive a crisis.

Talk to us at Peter Vickers Insurance Brokers on 1300 784 011 today.

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Peter Vickers Insurance Brokers

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Lindfield NSW 2070
T: 1300 784 011
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